Privacy Policy

1. Introduction

AppFusion Labs, LLC ("we," "our," or "us"), the company behind PrepKoala, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our GRE preparation platform and services (the "Service").

By using our Service, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this privacy policy, please do not access the Service.

2. Information We Collect

2.1 Personal Information

When you register for an account or make a purchase, we may collect:

• Name and email address
• Account credentials (password is encrypted and never stored in plain text)
• Payment information (processed securely through Stripe - we do not store your full credit card details)
• Profile information you choose to provide

2.2 Usage Information

We automatically collect certain information when you use our Service:

• Practice test results and performance data
• Study progress and vocabulary learning history
• Time spent on various activities
• Device information and browser type
• IP address and general location (country/region level)

2.3 Cookies and Tracking

We use essential cookies to maintain your session and remember your preferences. We do not use third-party advertising cookies. Analytics cookies may be used to understand how our Service is used and to improve user experience.

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our Service
• Process transactions and send related information (receipts, confirmations)
• Personalize your learning experience and track your progress
• Send you technical notices, updates, and support messages
• Respond to your comments, questions, and customer service requests
• Monitor and analyze trends, usage, and activities
• Detect, investigate, and prevent fraudulent transactions and abuse
• Comply with legal obligations

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: With third-party vendors who perform services on our behalf (e.g., Stripe for payment processing, Cloudflare for hosting)
• Legal Requirements: If required by law or in response to valid legal requests
• Business Transfers: In connection with a merger, acquisition, or sale of assets
• With Your Consent: When you have given us explicit permission

5. Payment Processing

All payment processing is handled by Stripe, a PCI-DSS compliant payment processor. When you make a purchase:

• Your payment information is transmitted directly to Stripe using secure encryption
• We do not store your full credit card number on our servers
• We receive only a token and the last four digits of your card for reference
• Stripe's privacy policy applies to payment data: stripe.com/privacy

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information:

• SSL/TLS encryption for all data transmission
• Encrypted password storage using industry-standard hashing
• Regular security assessments and updates
• Access controls limiting employee access to personal data

However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.

7. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we delete your data, please contact us at info@appfusion.us. We will retain and use your information as necessary to comply with legal obligations, resolve disputes, and enforce our agreements.

8. Your Rights

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request a copy of the personal data we hold about you
• Correction: Request correction of inaccurate or incomplete data
• Deletion: Request deletion of your personal data
• Portability: Request a copy of your data in a machine-readable format
• Opt-out: Unsubscribe from marketing communications at any time

To exercise any of these rights, please contact us at info@appfusion.us.

9. Children's Privacy

Our Service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

10. International Data Transfers

Your information may be transferred to and maintained on servers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ. By using our Service, you consent to such transfers.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us:

• Email: info@appfusion.us
• Company: AppFusion Labs, LLC